Are you ready to upgrade to a new camper, but find you owe too much on your current one? We can help! Lerch RV now offers bi-weekly payments. Getting set up on the bi-weekly plan can help accelerate the equity in your camper, so you won't have to worry about a hefty pay-off when you're ready to upgrade. You can also save money on interest with bi-weekly payments. The really great part is we can set you up with bi-weekly payments at any time during the loan, even if you financed with your own bank. Give us a call or send an e-mail to Staci for more information!
Here at Lerch RV we understand that becoming a RV owner involves exciting and serious decision making.To help
our customers simplify at least one part of those processes, Lerch RV's Finance Department offers credit pre-approval to those interested.Pre-approval will allow us to better help you find the perfect RV to match your needs and also your budget.
Please Download the printable credit application below to complete by hand and fax it to us toll free at 1-866-862-7941.
You may also
bring the completed application in with you on your next visit to Lerch RV. Or use our new form format that can be done through email. Please contact Staci for more information.
Our professional and courteous staff offers fast and easy financing. We use a variety of lenders in order to find the lowest rates and length of term which suit each customer. We also offer extended service agreements, life and disability insurance, and gap protection. The customer may also choose to protect the interior carpet and fabric upholstery of their new RV with Trident interior fabric protection. Listed below is some of the coverages offered by the Financing department of
Xtra Ride Extended Warranties
- Chassis Frame
- Auxiliary Power plant/Power Steps
- Brake System
- Seals & Gaskets
Includes all component groups listed above:
- Water Heater
- Waster System
- Fresh Water System
- Air Conditioning/Ventilation
- Range & Oven
- L.P. Gas System
- Heating System
- Deluxe Components
- Leveling Jack System
- Slide-Out Room(s)
Why Finance Your RV?
When you finance your purchase instead of paying cash, you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same taxbenefits as a second home mortgage. Of course, check with your tax advisor, but basically
to qualify for these benefits, such as the deductibility of interest on the loan, the RV must
be used as security for the loan along with providing basic living accommodations such as
a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a
qualified second residence as long as you designate it for each tax year.
What Are the Advantages of Financing Through a RV Lending Specialist?
Down payments are lower although final terms are determined based on your credit profile
and the age, type and cost of the RV being purchased, financing through RV lenders
usually requires down payments in the 10% range.
Finance terms are longer / Monthly payments are lower
because RV finance specialists
know that RVs maintain their value and resale appeal, they tend to offer more attractive
terms. In fact, it's not uncommon to find 15-20 year repayment schedules to help you
afford the RV of your dreams.
Provided by GoRVing.com
Trident Protection Systems
Guaranteed to payoff the loan in the event of a total loss and also guard
RV Technical Assistance Program
Our RV Technical Assistance is beyond compare within the industry. NSD has accumulated the industry's most talented and recognized RV Technicians to provide our clients with over 85 years of RV repair and service expertise. Our clients and partners will benefit through increased consumer confidence in the products and services they are offered.
Credit Life & Disability
*Life - Pays your loan in the event of death
*Disability - Makes your payments in the event of disability due to injury or illness
Do not be fooled by our low-pressure style. At Lerch RV, listening to you, the customer, is the secret to our success. Our financing and insurance sales professionals will work hard to earn your business. Feel Free to contact Staci or Stephanie with any questions or to see if you may quality for our 0% Down Financing.